I am a 52 year old African American woman with two daughters whom I support working as a secretary at a local hospital. I became prey to the payday loan industry when I became financially stressed by not having enough money to meet my family's needs.

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How to Get Out of Debt in Five Steps

To get yourself out of debt you need a plan, and this article will help you create that plan. It won't always be easy, or very fun, but the reward pays you back ten-fold with less stress, and more discretionary income. (read How to Get Out of Debt)